For those who served
VA Loan
$0 down. No mortgage insurance. Earned.
Veterans, active-duty service members, and eligible spouses can buy a home with zero down and skip mortgage insurance entirely — a benefit you've earned.
Why buyers choose this loan
The benefits of VA Loans
$0 down payment
Keep your savings — buy with nothing down.
No mortgage insurance
Skip the monthly PMI most loans require.
Competitive interest rates
VA-backed loans often beat market rates.
No prepayment penalty
Pay it off early without fees.
At a glance
What you'll need
Service requirementActive / Vet / Spouse
Down payment$0
Certificate of EligibilityRequired
PropertyPrimary residence
Best for
Is this loan right for you?
Active military, veterans, National Guard or Reserves members, and eligible surviving spouses ready to put down roots.
Not sure which loan fits?
Take our 2-minute homebuying plan and we'll match you with the right program.
Questions, answered
VA Loan FAQs
Ready to see if you qualify?
Start your homebuying plan — 2 minutes, no credit check, no commitment.