CityWorth Blog

Homebuying, decoded.

Plain-English guides on mortgages, credit, real estate, and everything in between. Written by the licensed CityWorth team.

Mortgage Programs· 6 min read

What is mortgage insurance and when can you remove it?

Learn what mortgage insurance is, why lenders require it, how much it costs, and the exact steps to cancel PMI once you've built enough home equity.

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Credit & Finances· 6 min

What credit score do I need to buy a house in 2026?

Learn the minimum credit score needed for FHA, conventional, VA, and USDA loans. Find out how your score affects rates and what to do if yours is too low.

June 12, 2026